We believe that safety and enjoyment are equally important when booking a tour with Snow Education. It is therefore why it is a condition of booking with us that you have obtained adequate and valid specialist school group travel insurance for the entire duration of your trip.
Snow Education partners with Howden, to create a bespoke school group travel insurance policy that covers against a variety of unforeseen risks.
Cover includes cancellation and curtailment of the trip due to illness, injury or death; the cost of any repatriation back to the beneficiary’s home country following a medical emergency. Additionally cover for over 100 sports and activities including winter sports, are included as standard under this group policy and full details are available within the activity guide lists in the group policy documents.
The group policy has been arranged for the benefit of persons travelling on a trip (the beneficiary / beneficiaries) with Snow Education (the group policyholder).
Key features and benefits:
• A 24 hour helpline for medical emergencies
• Emergency medical expenses in the event of illness or injury
• Protection against cancellation or curtailment charges
• Cover for loss or damage to baggage and personal money
• A wide range of sports and activities covered including winter sports
Key eligibility criteria and exclusions:
• Not available to anyone aged 85 or over
• No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
• No cover where the FCO or World Health Organisation has advised against travel
• No cover where travel is not departing from and returning to your home country
• Claims may be subject to an excess, depending on the cover section of the policy
• No cover in connection with a medical epidemic or pandemic, except claims under Section 2 – Emergency Medical and other expenses.
The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.
| Section | Benefits | Cover Limits | Excess |
|---|---|---|---|
| 1 | Cancellation or curtailment charges | £2,000 | £50 |
| Aggregate limit | £75,000 | ||
| Excursions | £250 | ||
| 2 | Emergency medical & other expenses | £5,000,000 | £50 |
| Emergency dental treatment | £250 | ||
| Replacement group leader | £5,000 | ||
| 3 | Personal accident | £0 | |
| Death benefit (aged 18 & under) | £2,500 | ||
| Death benefit (aged 19 to 64) | £5,000 | ||
| Loss of limbs or sight (aged 18 & under) | £12,000 | ||
| Loss of limbs or sight (aged 19 to 64) | £24,000 | ||
| Permanent total disablement (aged 18 & under) | £15,000 | ||
| Permanent total disablement (aged 19 to 64) | £30,000 | ||
| 4 | Baggage (Including valuables) | £800 | £50 |
| Single article, pair or set limit | £200 | ||
| Valuables limit in total | £300 | ||
| Group Equipment | £750 | ||
| 5 | Group money, passport & documents | £50 | |
| Currency, notes and coins | £500 | ||
| Other group money and documents | £500 | ||
| Passport or visa | £200 | ||
| 6 | Personal liability | £2,000,000 | £100 |
| 7 | Ski Equipment (Single article, pair or set) | £750 (own), £250 (hired), £250 | £50 |
| 8 | Hire of Ski Equipment | £30 per day, £200 | £0 |
| 9 | Ski Pack, injury or illness | £500 | £0 |
| Lost Pass | £150 | ||
| 10 | Piste Closure | £30 per day, £200 | £0 |
| 11 | Avalanche Cover | £200 | £50 |
SnowED delivers expertly organised ski trips for schools, combining safe, structured travel with unforgettable experiences on the slopes. With trusted support at every step, we make it simple for teachers and exciting for students.
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